PRIVACY POLICY
SKN Financial is entirely committed to keep your personal information confidential and secure. Mentioned below are the details about the steps we take to protect the privacy of customer information intact. Our Policy Agreement will help you understand what type of information we collect, how we use that information and with whom we share that information.

Personal Information
SKN Financial limits the type and amount of personal information collected from the client. At the time, you request to begin a relationship with us and during the course of our relationship, we may collect the following information from you:

First name
Last name
Phone number (cell phone and home)
Address
One proof of legal identification
We collect the information that is necessary for our identified purposes.

Purpose for collecting Personal Information
We collect and use your personal information for purposes that are limited to our business. We collect this information through your application and supporting documentation that you provide while applying for the gold loan. We may also collect some aggregate information through website traffic. For example, what pages consumers access or visit.

We may collect and use this information for purposes such as, but not limited to, the following:

For internal review
To manage and promote our business
To improve the content of our website
To verify identity and other information provided by the customer
To establish our relation and provide quality service
To communicate with clients regarding their remaining due payments and term maturity.

Please note

• This statistical information we collect is not shared with any other organizations for commercial purposes.
• We do not set any cookies.
• We do not partner with or have any special relationship with any ad server companies.
• We do not collect any photos or biometrics while collecting the Personal Information.

Disclosing your Personal Information
Under any circumstances, we DO NOT provide your personal information to any third party, except as required by the law.

Safeguarding your personal information
SKN Financial uses reasonable safeguards and other security standards to protect customer’s personal information. Our safeguards vary depending on the sensitivity, format, location and storage of the personal information. Only authorized employees who require access to the personal information to fulfil their job requirements will have the access and no one else.

Access and Accuracy
At SKN Financial, we maintain a file containing an individual’s personal information for the purposes described above, which will be accessible at our offices. Individuals have the right to request access to or correction of their personal information. Our customers will have to make a request in writing addressing the Privacy Officer at SKN. We Weill respond to customer’s written requests within a reasonable time. Please note that if a customer wishes to make copies of his/her personal information, it may be subject to a fee. However, we’ll inform the customer of the amount of the fee in advance. From our end, we’ll ensure that the personal information we keep is up-to-date, accurate and complete. If the customer witnesses any inaccuracy or incompleteness in the information provided, we will amend the information as required, free of cost. In a situation where we refuse to access the personal information or disagree with an assertion, we will provide the customer with a written explanation for our actions. To prevent any fraudulent access to the personal information stored by SKN Financial, we always take necessary steps to verify an individual’s identity before granting the permission to access or alter the personal information.

Consent
We provide consent to the collection, use and disclosure of personal information in various ways. Consent can be express or implied. In certain situations where we have provided you with a notice about our intentions with respect to your personal information and you have not withdrawn consent, you will be considered to have consented. By providing SKN Financial with your personal information on certain portions of the site, you consent to the collection and use of such information in accordance with the Privacy statement.

Inquiries or further information
If you are concerned about how your information is used and have any further questions or concerns, please contact us via email at info@sknfinancial.com.

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