RATES
Know what your
gold is worth.
Before getting loan against gold, it’s best to get your Gold Loan Eligibility checked here.
The Gold Loan Calculator will help you understand the value of the gold against which you wish to take the loan. We believe in complete transparency. So, go ahead, check how our rate calculator works.
We offer the lowest interest rates. Our interest rates start from 2.00% a month, which is equivalent to 24.00 APR.*
To give you a better idea, per day cost of borrowing of $1000.00 loan will be 66 cents a day. And it remains the same throughout the loan term.
*Some conditions may apply
GOLD LOAN CALCULATOR
* Repayment Terms: Flexible terms with minimum repayment period of 62 days and maximum repayment period of 10 years. No prepayment penalties.
* Annual Percentage Rate (APR): Ranges from 24% to 33%.
Example: A $1000 loan for 1 year at 24% APR results in $240 interest payable. An additional gold assessment fee will be applicable.
* Other Fees and Costs
Gold Assessment Fee: A non-refundable fee is charged for evaluating the gold
items used as collateral for the loan. Gold Bullion exempted.
Non-Sufficient Fund (NSF) Charges: $25 per NSF activity will be charged in case of non-repayment.
* Risks Involved: Failure to make the minimum payment can result in the default
of the loan, which may lead to loss of collateral. Make sure payments are made
on time as per the agreement to avoid default.
