For clients who are eligible to use interest expense as an income tax deduction, we provide interest paid statement for each loan account.

Our clients are given the option of partially reducing their loan as well as their collateral of gold, as the principal loan amount decreases. This feature enables our clients to take out their gold jewellery as and when they desire. Alternatively, a client has the option of availing any reduced principal available (like a Top Up) which gives them the ultimate freedom and flexibility to reduce or increase their loan, as their need changes and thereby saving interest.

SKN ensures that you get the loan with lowest interest rate and there are no hidden charges or fees involved. The interest rate remains same for the entire duration of your loan period. The full cost of borrowing will be disclosed to you at the loan opening. All our loans are open and you can close it at any time with no penalties. This will give you utmost peace of mind as you clearly understand how much would be the total cost of borrowing before you start the loan.

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